Helsinki
Bookkeeping and accounting in Helsinki
Karma Accounts Oy is a Helsinki accounting firm for sole traders and small companies in Helsinki, Espoo, Vantaa and Kauniainen: bookkeeping, VAT returns, financial statements and tax returns for a fixed monthly price: 69 euros for a sole trader and 199 euros for a company with the year-end included, plus VAT. Payroll is priced per run. I work in English and Hindi.
Most of the work happens online, without paper folders: you send receipts by phone as they arrive, I keep the books current and tell you what is due before the due date. When something is easier to go through face to face, we meet in the Helsinki region. Businesses elsewhere in Finland work with me the same way, online.
Bookkeeping and accounting services for Helsinki businesses
- Monthly bookkeeping from your receipts, sales invoices and bank lines, kept current during the month.
- VAT returns filed in MyTax (OmaVero) by the due date, with the amount to pay told to you first. The VAT deadlines.
- Payroll: payslips on payday, and the Incomes Register reports within five days of it. Hiring your first employee.
- Financial statements and tax returns for a toiminimi or an Oy. The year-end deadlines.
- Restaurants and shops: daily cash takings, card settlements and delivery platforms such as Wolt booked to the right VAT rate. VAT rates in 2026.
- Starting up in Helsinki: the business ID, the registrations and a receipt routine that works from day one. Company registration costs.
Why Helsinki businesses choose Karma Accounts
- A fixed price with no voucher limit. 69 euros a month for a sole trader with the tax return included, 199 or 249 for a company with the financial statements included, and the software always included. Daily Z-reports are priced separately.
- One accountant. The person who does your books is the person who answers your email.
- Your language. English or Hindi with you, Finnish with the Tax Administration, the Incomes Register and the Trade Register.
- On time, every month. Returns filed by the due date, including the quiet months that still need one.
- Checkable. Business ID 3651800-4, in the Trade Register, the prepayment register and the VAT register: search it free at ytj.fi.
What bookkeeping costs in Helsinki with us
The same fixed prices wherever in the region you are. Prices are without VAT; 25.5 % is added.
| What | Price | What it covers |
|---|---|---|
| Sole trader | 69 € / month | Bookkeeping, VAT returns, the business tax return at year-end, the accounting software, and the answers in between. No limit on receipts. Above 240 000 euros of turnover the company prices apply. |
| Company (Oy), turnover up to 240 000 € | 199 € / month | Bookkeeping, VAT returns, the financial statements and the tax return at year-end, the accounting software, and the answers in between. No limit on receipts. |
| Company (Oy), turnover over 240 000 € | 249 € / month | The same work for a bigger business. Still one fixed figure, still no limit on receipts. |
| Payroll | 15 € / run | Payslips, the Incomes Register report within five days, and the payments due on the 12th. Charged only in the months a payroll is actually run, whether that is once a year or every month. |
Who the service suits in the Helsinki region
Restaurants and small shops, delivery and courier drivers, consultants and IT freelancers, and founders who moved to Helsinki and run their business in English, as sole traders (toiminimi) or small limited companies (Oy), in Helsinki, Espoo, Vantaa and Kauniainen. Daily cash takings that need a Z-report every day are priced separately, because they take real time whatever the turnover is.
How to start
- A free introduction. Half an hour online, or in the Helsinki region if you prefer, about what your business does and how the receipts arrive today.
- A written price, and identification. The scope and the fee in writing before anything starts, and the identification that Finnish anti-money-laundering law requires.
- Access and the first month. You approve a Suomi.fi mandate and give access to the bank statements, and the month starts running. How the mandate works.
Questions about bookkeeping in Helsinki
Can we meet in person in Helsinki?
Yes, when it helps. Most of the work happens online, and I meet clients in the Helsinki region when something is easier to go through face to face.
Do you work with businesses in Espoo and Vantaa?
Yes, in Espoo, Vantaa and Kauniainen as well as Helsinki, and online anywhere in Finland.
How much does bookkeeping cost in Helsinki?
For a sole trader, 69 euros a month and 199 euros for a company with turnover up to 240 000 euros, 249 above it, plus VAT. A company's financial statements and the software are included, payroll is 15 euros per pay run, and there is no limit on receipts.
Do you do the books for restaurants?
Yes: daily sales, card settlements, delivery platforms and the two VAT rates on the same bill. Daily Z-reports are priced separately, because they take time every day.
Can I switch accountant in the middle of the year?
Yes. We agree a handover date, I ask for the books and balances so far, and I check them before carrying on.
Do you work in English?
Yes, and in Hindi. The filings are made in Finnish, and Finnish letters are explained to you in substance. Working with an English-speaking accountant in Helsinki.
Tell me about your Helsinki business
Say whether you are a sole trader or a limited company, roughly how many receipts and sales invoices you have a month, and whether you pay salaries. You get a written price before anything starts.
Email usPlease don’t send bank credentials, personal identity codes or other sensitive data by email.