What it costs, and what changes it

Pricing by the voucher can mean a monthly fee for a set number of receipts and invoices, a charge for each one over it, and sometimes a licence fee for the software and a separate invoice for the financial statements, so a busy month costs more than a quiet one and you find out afterwards. We price by the size of the business instead, which is a number you already know, and then nobody counts anything.

Limited companies (Oy)

The price follows your annual turnover. Inside your line the number of receipts makes no difference at all, and payroll is charged separately, only in the months it is run.

Sole traders (toiminimi)

One price, for delivery and courier drivers, Posti contractors and one-person businesses whose month is a stack of receipts and a settlement report. If you employ someone, payroll is charged per payslip as above.

“No limit on receipts” means the fee does not rise with the number of receipts. A few kinds of work are agreed separately, always before they start: they are listed under What moves the price.

Starting a business or hiring from abroad

One-off packages at a fixed price, agreed in writing before we start. Authority fees and insurance premiums are paid by you directly. Buying a package never commits you to our monthly bookkeeping.

What a year costs

The monthly price is the yearly price divided by twelve, with nothing waiting in the spring. A sole trader pays 828 euros a year and a company 2 388, each up to 240 000 euros of turnover. With turnover over 240 000 and up to 500 000 euros the price is 2 988 a year; above 500 000 euros it is a written quote. Payroll is 15 euros for each payslip. Compare that with the whole of what you pay now, including the financial statements and any software licence.

What every fee includes

These are not extras we add later. They are in the fee, whichever line you choose.

• No voucher limit. Thirty receipts or three hundred, the fee is the same.
• The line is your turnover, a figure you already know, checked once a year against the finished accounts rather than watched month by month.
• The year-end is in the price. No separate invoice for the financial statements or the tax return in the spring.
• The software is ours to pay for. No licence on top, and nothing you have to keep paying for if you leave.
• Filings on the day they are due, including the quiet months that still need a return.
• A named accountant, not a queue. The person who does your books is the person who answers your email, in English, Finnish, Hindi or Nepali.
• Your books stay yours. You can have them in a readable form at any time, and always when you leave.

Work outside the monthly fee

Ordinary questions are inside the fee: you do not get a bill for asking, and asking early is usually what saves the money. Work that genuinely sits outside it is billed in 30-minute blocks, agreed in writing before we start, at 85 euros an hour for routine catch-up and admin, such as sorting out past years that were never done, and 130 euros an hour for advisory and interim work, such as a restructuring, a tax appeal or standing in for your own finance staff. We bill the half hour you actually used, not a started hour.

Cover for your own finance person

If your bookkeeper or finance person is on holiday, sick leave or parental leave, we can run the month in their place: the bookkeeping, the VAT, the payroll reporting and the payments calendar, in your system or ours. It is agreed case by case on the dates, the volume and the software, at the advisory rate or as a fixed monthly figure if the cover runs for several months. Tell us the dates and what the person normally does, and you will get a written quote.

What moves the price

Turnover sets the price, and a busy month never changes it. A few situations are still agreed separately, always before the work rather than after:

• Daily cash takings that need a Z-report every day, which is normal in restaurants and shops and takes real time whatever the turnover is.
• Several past years to catch up, or books that were never kept. Priced separately once we have seen them.
• Foreign trade beyond the ordinary: sales to consumers in several EU countries, or a permanent establishment abroad.
• A company that is not in ordinary operation: a restructuring, or a group with subsidiaries.

The small print, in plain words

Invoiced monthly, 14 days net. No start-up fee and no fixed term: either of us can end the agreement with two months’ written notice, ending at the end of a calendar month. When it ends, you get your books in electronic form and we help the next accountant take over. VAT of 25.5 % is added to every price. Everything is agreed in writing before any work starts, and if a month turns out to be far outside what we agreed, we tell you before we do the work, not after.

See what is included in the work itself